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Your home loan made easy!

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

Kim Ricci

Division Regional Manager  //  NMLS #270262

Hi, My name is Kim. I am a Division Regional Manager with the Mortgage Banking Firm, LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances, including VA loans. Our vision is honest and integrity, our customer service is phenomenal, I go above and beyond to help you with your financing needs. I carry licenses in OH, FL, IL, MA, CT, VT, SC, NC, GA, AL, WI, MI, PA and AZ.

kimricci@leader1.com(330) 352-4157
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Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

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How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered.
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.
6

Closing

Signing the final documentation and receiving the keys to your new home!

Interactive Videos

Home Loans 101:

30 Year Fixed Rate:

15 Year Fixed Rate:

Adjustable Rate Mortgage:

Refinancing Myths:

Refinancing Calculator:

Purchasing Calculator:

Rent vs Own Calculator:

Pre-Qualification vs Pre-Approval:

Inspection Question:

Homebuyers Mistake:

Payment Breakdown:

The Waiting Game:

Credit Catastrophe:

Unusable Down Payment:

Unexpected Consequences:

Hundreds of 5-star

reviews & happy clients!

“Kim Ricci is knowledgeable and professional. I'm so glad l met her. She made my dream come true! I will continue to recommend her to anyone l know that is wanting to purchase a home! Thank you for such a great experience!”

KimberlyMagnolia, OH