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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Akron

Akron is the fifth-largest city in the U.S. state of Ohio and is the county seat of Summit County. It is located on the western edge of the Glaciated Allegheny Plateau, about 40 miles (64 km) south of downtown Cleveland. As of the 2019 Census estimate, the city proper had a total population of 197,597, making it the 125th largest city in the United States. The Greater Akron area, covering Summit and Portage counties, had an estimated population of 703,505.

The city was founded in 1825 by Simon Perkins and Paul Williams, along the Little Cuyahoga River at the summit of the developing Ohio and Erie Canal. The name is derived from the Greek word signifying a summit or high point. It was briefly renamed South Akron after Eliakim Crosby founded nearby North Akron in 1833, until both merged into an incorporated village in 1836. In the 1910s, Akron doubled in population, making it the nation’s fastest-growing city.

Source: https://en.wikipedia.org/wiki/Akron,_Ohio

History in Akron

A long history of rubber and tire manufacturing, carried on today by The Goodyear Tire & Rubber Company, gave Akron the nickname “Rubber Capital of the World”. It was once known as a center of airship development. Today, its economy includes manufacturing, education, healthcare, and biomedical research; leading corporations include Gojo Industries, FirstEnergy, Huntington Bank, and Charter Spectrum.

Source: https://en.wikipedia.org/wiki/Akron,_Ohio

Historic Event in Akron

Notable historic events in Akron include the passage of the Akron School Law of 1847, which created the K–12 system; the popularization of the church architectural Akron Plan, the foundation of Alcoholics Anonymous, the Akron Experiment into preventing goiters with iodized salt, the 1983 Supreme Court case City of Akron v. Akron Center for Reproductive Health; and portions of the 2014 Gay Games.

Source: https://en.wikipedia.org/wiki/Akron,_Ohio

Akron Image Gallery

Climate of Akron

Akron has a humid continental climate, typical of the Midwest, with four distinct seasons, and lies in USDA hardiness zone 6b, degrading to zone 6a in the outlying suburbs. Winters are cold and dry but typically bring a mix of rain, sleet, and snow with occasional heavy snowfall and icing. January is the coldest month with an average mean temperature of 26.1 °F (−3.3 °C), with temperatures on average dropping to or below 0 °F (−18 °C) on 3.8 days and staying at or below freezing on 41 days per year. Snowfall averages 47.5 inches (121 cm) per season, significantly less than the snowbelt areas closer to Lake Erie. The snowiest month on record was 37.5 inches (95 cm) in January 1978, while winter snowfall amounts have ranged from 82.0 in (208 cm) in 1977–78 to 18.2 in (46 cm) in 1949–50. Springs generally see a transition to fewer weather systems that produce heavier rainfall. Summers are typically very warm and humid with temperatures at or above 90 °F (32 °C) on 8.0 days per year on average; the annual count has been as high as 36 days in 1931, while the most recent year to not reach that mark is 2004. July is the warmest month with an average mean temperature of 72.0 °F (22 °C). Autumn is relatively dry with many clear warm days and cool nights.

The all-time record high temperature in Akron of 104 °F (40 °C) was established on August 6, 1918, and the all-time record low temperature of −25 °F (−32 °C) was set on January 19, 1994. The most precipitation to fall on one calendar day was on July 7, 1943, when 5.96″ of rain was measured. The first and last freezes of the season on average fall on October 18 and April 26, respectively, allowing a growing season of 174 days. The normal annual mean temperature is 49.8 °F (9.9 °C). Normal yearly precipitation based on the 30-year average from 1991 to 2020 is 41.57 inches (1,056 mm), falling on an average 158 days. Monthly precipitation has ranged from 12.55 in (319 mm) in July 2003 to 0.20 in (5.1 mm) in September 1960, while for annual precipitation the historical range is 65.70 in (1,669 mm) in 1990 to 23.79 in (604 mm) in 1963.

Source: https://en.wikipedia.org/wiki/Akron,_Ohio

Parks & Recreation in Akron

Major parks in Akron include Lock 3, Firestone, Goodyear Heights, the F.A. Seiberling Nature Realm (or Naturealm), and part of the Cuyahoga Valley National Park. Several of the parks along on the locks of the canal. Lock 3 Park in downtown Akron is the city’s hub for entertainment. It is commonly used as an outdoor amphitheater hosting live musical entertainment, festivals, and special events year-round. The park was created in the early 21st century to provide green space within the city of Akron. The Ohio and Erie Canal can still be seen flowing behind the stage where there was once a boat yard and dry dock. Later, a pottery factory stood there until the parking deck of the M. O’Neil Co. department store was built in the current location. More than 65,000 guests use the park for recreation annually. During Lock 3 Live, it holds concerts for almost every musical genre, including alternative, R&B, reggae, gospel, country, pop, jazz, and classic rock. Some festivals the park hosts throughout the year include Soap Box Derby opening ceremonies, firefighter competitions, charity events, tournaments, and animal events. From November through February, Lock 3 Park is transformed into an outdoor ice-skating rink. Adjacent to the Derby Downs race hill is a 19,000-square-foot (1,800 m2) outdoor skatepark. The park features concrete ramps, including two bowls going as deep as 7 feet (2.1 m), a snake run, two hips, a stair set with handrail, many smaller quarter pipes and a variety of grind boxes. Positioned just a few feet from the Akron Skatepark is a Pro BMX course where organized races are often held in the warmer months. Akron residents can enjoy various ice skating activities year round at the historic Akron Ice House.

The Ohio and Erie Canal Towpath Trail is a regional bike and hike trail that follows the canal. A bridge was completed in 2008, crossing Route 59/The Innerbelt, which connects the towpath proper with bike routes painted onto streets downtown, thus completing another step toward the connection of Cleveland and East Liverpool with a hike and bike trail. The State of Ohio plans to reconstruct the trail which once ran completely through Ohio, to New Philadelphia from Cleveland. The trail features a floating observation deck section over Summit Lake. It is a popular tourist attraction, as it attracts over 2 million visits annually. The Portage Hike and Bike Trail, when fully complete, will connect with the hike and bike trails in the county.

Source: https://en.wikipedia.org/wiki/Akron,_Ohio

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Kim Ricci

Division Regional Manager  //  NMLS #270262

Hi, My name is Kim. I am a Division Regional Manager with the Mortgage Banking Firm, LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances, including VA loans. Our vision is honest and integrity, our customer service is phenomenal, I go above and beyond to help you with your financing needs. I carry licenses in OH, FL, IL, MA, CT, VT, SC, NC, GA, AL, WI, MI, PA and AZ.

kimricci@leader1.com(330) 352-4157
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