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Mortgage Loans in Brecksville

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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All about Brecksville

Nestled in the lands of the Western Reserve, Brecksville was founded in 1811.  It’s located at the southern border of Cuyahoga County in northeast Ohio, in the heart of rolling woodlands, approximately fifteen miles south of Cleveland. The City encompasses 19.54 square miles and the 2020 census reported that Brecksville had a population of 13,948, and it’s not much more than that now. We like being small. Our history dates from the turn of the 19th century when Colonel John Breck and several partners back east purchased fertile land now known as Brecksville in 1807. They sent a group of men to survey the land and prepare it for settlement. One of the surveyors, Seth Payne returned in June of 1811 to settle with his family and act as a land agent for Colonel Breck. In that same year, six other families came to Brecksville with more families quickly following. Ironically Colonel Breck never lived in the town that bears his name but his three sons did. The last member of the Breck family to call Brecksville home was Dr. Theodore Breck, a great grandson of the Colonel. He practiced medicine in the Breck home which still stands on the square, until his death in 1934. Today legislative authority is vested in a seven-member City Council which is elected at large. Jerry N. Hruby is Mayor and has held office since 1988. Our young people are educated in the Brecksville-Broadview Heights City School District which is consistently rated as one of the best school districts in the state. Perhaps the most distinguishable feature of Brecksville is that 1/3 of those 19.54 square miles are parkland including the “Metroparks,” also known as “The Emerald Necklace,” and the adjacent Cuyahoga Valley National Park.  Brecksville has a small town atmosphere but also the benefits of a metropolitan complex are less than 30 minutes away. It’s a wonderful town to raise a family and comfortably age in place.


Education in Brecksville

Brecksville is part of the Brecksville–Broadview Heights City School District along with neighboring Broadview Heights. The district includes three elementary schools for grades K–3—Hilton Elementary, Highland Drive Elementary, Chippewa Elementary—which are all located within Brecksville. Central School, also located in Brecksville, is an intermediate school for grades four and five. Brecksville–Broadview Heights Middle School, for grades 6–8, and Brecksville–Broadview Heights High School (BBHHS), for grades 9–12, are located on a campus that spans the border between Brecksville and Broadview Heights. Approximately 4,000 students attend the district at any one time.


Transportation in Brecksville

Brecksville’s major thoroughfares are State Route 21 (Brecksville Road) north and south, and State Route 82 (Royalton Road west of SR 21, Chippewa Road east of SR 21). Interstate 77 and Interstate 80, which carries the Ohio Turnpike, all pass through the city. I-77 has two exits in Brecksville and is the main connection to Cleveland and Akron. The Ohio Turnpike and I-80 are accessible from the I-77/SR 21 interchange with the Turnpike just south of the Brecksville city limits in neighboring Richfield.


Brecksville Image Gallery

Culture in Brecksville

Brecksville was cited by Soviet filmmaker Lev Kuleshov as the hometown of his protagonist, Mr. West in his 1924 comedy The Extraordinary Adventures of Mr. West in the Land of the Bolsheviks.

The Brecksville Theatre, with performances held in the Old Town Hall, was conceived on July 1, 2017, as a product of the merger of two longstanding Brecksville theatre groups:

  • Brecksville Little Theatre (BLT) formed in 1941 and incorporated as a non-profit community organization in 1949 under charter by the State of Ohio. With a rich history of community theatre, BLT showcased many performances including the 1951 comedy “Here Today” directed by nearby Shaker Heights native Paul Newman.
  • Brecksville Theater on the Square (BTOTS) was founded in 1975. Besides family theater, it arranged drama classes and programs for students, pre-school through adults.

The Brecksville Center for the Arts is a non-profit, multidisciplinary art center.


Brecksville Recognition

Brecksville won the 2003 “America in Bloom” award and was the 2003 national winner of the “Proven Winners Landscaped Areas Award”. Brecksville has won 27 Tree City Year Awards.

In 2014, Brecksville was named by Family Circle magazine one of the top ten U.S. towns to raise families. The magazine stated that Brecksville has top-rated schools and plenty of green space, including Cuyahoga Valley National Park.

Brecksville’s Chippewa Garden Club was formed in 1949. The club won the “Garden Club of the Year” award from the Garden Clubs of Ohio eight times since 1971, most recently in 2018. The club also won the 2014 “Historic Preservation” Award for its historic park preservation project.

In 2019, Brecksville was named Ohio’s safest area by the National Council for Home Safety and Security. The organization used recent FBI statistics.


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Kim Ricci

Division Regional Manager  //  NMLS #270262

Hi, My name is Kim. I am a Division Regional Manager with the Mortgage Banking Firm, LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances, including VA loans. Our vision is honest and integrity, our customer service is phenomenal, I go above and beyond to help you with your financing needs. I carry licenses in OH, FL, IL, MA, CT, VT, SC, NC, GA, AL, WI, MI, PA and AZ. 352-4157

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