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Mortgage Loans in Cincinnati

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Cincinnati

Cincinnati is a city in the U.S. state of Ohio and the county seat of Hamilton County. Settled in 1788, the city is located at the northern side of the confluence of the Licking and Ohio rivers, the latter of which marks the state line with Kentucky. The city is the economic and cultural hub of the Cincinnati metropolitan area. With an estimated population of 2,190,209, it is Ohio’s largest metropolitan area and the nation’s 29th-largest, and with a city population of 309,317, Cincinnati is the third-largest city in Ohio and 64th in the United States. Throughout much of the 19th century, it was among the top 10 U.S. cities by population, surpassed only by New Orleans and the older, established settlements of the United States eastern seaboard, as well as being the sixth-most populous city from 1840 until 1860.

Source: https://en.wikipedia.org/wiki/Cincinnati

Things to do in Cincinnati

Cincinnati is home to three major sports teams: the Cincinnati Reds of Major League Baseball; the Cincinnati Bengals of the National Football League; and FC Cincinnati of Major League Soccer; it is also home to the Cincinnati Cyclones, a minor league ice hockey team. The city’s largest institution of higher education, the University of Cincinnati, was founded in 1819 as a municipal college and is now ranked as one of the 50 largest in the United States. Cincinnati is home to historic architecture with many structures in the urban core having remained intact for 200 years. In the late 1800s, Cincinnati was commonly referred to as the “Paris of America”, due mainly to such ambitious architectural projects as the Music Hall, Cincinnatian Hotel, and Shillito Department Store. Cincinnati is the birthplace of William Howard Taft, the 27th President of the United States.

Source: https://en.wikipedia.org/wiki/Cincinnati

Dialect in Cincinnati

The citizens of Cincinnati speak in a General American dialect. Unlike the rest of the Midwest, Southwest Ohio shares some aspects of its vowel system with northern New Jersey English. Most of the distinctive local features among speakers float as Midland American. There is also some influence from the Southern American dialect found in Kentucky. A touch of northern German is audible in the local vernacular: some residents use the word please when asking a speaker to repeat a statement. This usage is taken from the German practice, when bitte (a shortening of the formal, “Wie bitte?” or “How please?” rendered word-for-word from German into English), was used as shorthand for asking someone to repeat.

Source: https://en.wikipedia.org/wiki/Cincinnati

Cincinnati Image Gallery

Economy of Cincinnati

Metropolitan Cincinnati has the twenty-eighth largest economy in the United States and the fifth largest in the Midwest, after Chicago, Minneapolis-St. Paul, Detroit, and St. Louis. In 2016, it had the fastest-growing Midwestern economic capital. The gross domestic product for the region was $127 billion in 2015. The median home price is $158,200, and the cost of living in Cincinnati is 8% below national average. The unemployment rate is also below the average at 4.2%.

Several Fortune 500 companies are headquartered in Cincinnati, such as Procter & Gamble, The Kroger Company, and Fifth Third Bank. General Electric has headquartered their Global Operations Center in Cincinnati. The Kroger Company employs 21,646 people locally, making it the largest employer in the city, and the University of Cincinnati is the second largest at 16,000.

Source: https://en.wikipedia.org/wiki/Cincinnati

Food in Cincinnati

Cincinnati has many gourmet restaurants. The Maisonette in Cincinnati was Mobil Travel Guide’s longest-running five-star restaurant in the United States, holding that distinction for 41 consecutive years until it closed in 2005. Its former head chef, Jean-Robert de Cavel, has opened four new restaurants in the area since 2001.

One of the United States’s oldest and most celebrated bars, Arnold’s Bar and Grill in downtown Cincinnati has won awards from Esquire magazine’s “Best Bars in America”, Thrillist‘s “Most Iconic Bar in Ohio”, The Daily Meal‘s “150 Best bars in America” and Seriouseats.com‘s “The Cincinnati 10”. “If Arnold’s were in New York, San Francisco, Chicago, or Boston—somewhere, in short, that people actually visit—it would be world-famous,” wrote David Wondrich.

Source: https://en.wikipedia.org/wiki/Cincinnati

Interactive Videos

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Kim Ricci

Division Regional Manager  //  NMLS #270262

Hi, My name is Kim. I am a Division Regional Manager with the Mortgage Banking Firm, LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances, including VA loans. Our vision is honest and integrity, our customer service is phenomenal, I go above and beyond to help you with your financing needs. I carry licenses in OH, FL, IL, MA, CT, VT, SC, NC, GA, AL, WI, MI, PA and AZ.

kimricci@leader1.com(330) 352-4157
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