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Mortgage Loans in Cuyahoga Falls

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Cuyahoga Falls

Cuyahoga Falls is a city in Summit County, Ohio, United States. As of the 2020 census, the city population was 51,114. It is the second-largest city in Summit County. The city was founded in 1812 by William Wetmore and was originally named Manchester, but renamed for the Cuyahoga River and the series of waterfalls that run along the southern boundary of the city.

Source: https://en.wikipedia.org/wiki/Cuyahoga_Falls,_Ohio

Education in Cuyahoga Falls

Cuyahoga Falls is mainly served by two school districts. The original area of the city makes up nearly all of the Cuyahoga Falls City School District; its high school, Cuyahoga Falls High School, is located on Fourth Street in downtown. The neighboring village of Silver Lake is also part of Cuyahoga Falls City Schools.

The northwest portion of the city (the former Northampton Township) is served by the Woodridge Local School District, which also serves the portions of Akron that lie within the former Northampton Township boundaries, as well as most of Boston Township (including Peninsula). That district’s high school, Woodridge High School, is also located in Cuyahoga Falls (albeit with a Peninsula mailing address); this makes Cuyahoga Falls one of the few communities in Ohio that is home to the sole high school for two separate school districts.

A small area in the northeast of the city is zoned to Hudson City School District, and another small area, in the far northwest of the city, is part of the Revere Local School District.

Source: https://en.wikipedia.org/wiki/Cuyahoga_Falls,_Ohio

2010 Cuyahoga Falls Census

As of the census of 2010, there were 49,652 people, 22,250 households, and 12,693 families living in the city. The population density was 1,935.8 inhabitants per square mile (747.4/km2). There were 23,859 housing units at an average density of 930.2 per square mile (359.2/km2). The racial makeup of the city was 93.4% White, 3.3% African American, 0.2% Native American, 1.2% Asian, 0.3% from other races, and 1.6% from two or more races. Hispanic or Latino of any race were 1.4% of the population.

There were 22,250 households, of which 26.1% had children under age 18 living with them, 41.9% were married couples living together, 11.4% had a female householder with no husband present, 3.7% had a male householder with no wife present, and 43.0% were non-families. 35.6% of all households were made up of individuals, and 12.1% had someone living alone who was 65 years of age or older. The average household size was 2.21 and the average family size was 2.90.

The median age in the city was 39.4 years. 20.9% of residents were under the age of 18; 8.5% were between the ages of 18 and 24; 27.9% were from 25 to 44; 27.5% were from 45 to 64; and 15.3% were 65 years of age or older. The gender makeup of the city was 47.3% male and 52.7% female.

Source: https://en.wikipedia.org/wiki/Cuyahoga_Falls,_Ohio

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Geography in Cuyahoga Falls

According to the United States Census Bureau, the city has an area of 25.75 square miles (66.69 km2), of which 25.65 square miles (66.43 km2) is land and 0.10 square miles (0.26 km2) is water.

Cuyahoga Falls is bordered by Akron to the south and the Cuyahoga Valley National Park to the northwest.

Source: https://en.wikipedia.org/wiki/Cuyahoga_Falls,_Ohio

Cuyahoga Falls History

Cuyahoga Falls was formed in 1812 near the junction of what was then Northampton, Stow, Tallmadge, and Portage townships. The focus was the series of Cuyahoga Riverwaterfalls that provided power for manufacturing.

In 1812, Kelsey and Wilcox built a dam on the Cuyahoga River at a place where a railroad bridge crossed it in 1876. They then built a flour mill, an oil mill, and a saw mill. This led to the construction of a number of houses. This area was known as the old village. Development moved downstream, though, when the power was discovered to be better there. The old village was eventually destroyed in 1826, when a dam built by William Wetmore flooded the dam at the old village and its mills were torn down.

The earliest settlers of Cuyahoga Falls included Joshua Stow and William Wetmore. In 1815, a saw mill was operating near Gaylord’s Grove, using power generated by a dam on the Cuyahoga River there.

Source: https://en.wikipedia.org/wiki/Cuyahoga_Falls,_Ohio

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Kim Ricci

Division Regional Manager  //  NMLS #270262

Hi, My name is Kim. I am a Division Regional Manager with the Mortgage Banking Firm, LeaderOne Financial Corporation. We specialize in residential home loans for real estate purchase and refinances, including VA loans. Our vision is honest and integrity, our customer service is phenomenal, I go above and beyond to help you with your financing needs. I carry licenses in OH, FL, IL, MA, CT, VT, SC, NC, GA, AL, WI, MI, PA and AZ.

kimricci@leader1.com(330) 352-4157
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